Whitepapers

Indexed universal life (IUL) insurance policies offer structured upside potential with downside protection, but their performance is shaped by product mechanics, not direct market exposure. This paper introduces a pricing-informed framework to realistically model IUL returns across a wide range of market conditions.

In today’s uncertain economy, steady stewardship matters more than ever. With interest rates fluctuating, market returns uneven, and economic volatility now a fact of life, leaders of mission-driven organizations are being asked to do more with less while safeguarding the long-term stability of their institutions.

Effective CEO succession planning can lead to a great internal successor. However, succession planning should not stop at the CEO. A key component of succession planning is retention planning for key executives and failure to provide comprehensive strategies for key leadership positions can leave the credit union vulnerable.